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IT support and cyber security for Melbourne conveyancers

IT support for conveyancers in Melbourne: PEXA MFA, ARNECC's draft MPR v8 rules as a checklist, police checks, safe harbour and settlement-fraud controls.

Last reviewed October 2026

Key IT provides IT support for conveyancers in Melbourne with cyber security built in: the PCs, Microsoft 365 mailboxes and sign-ins behind every PEXA or Sympli settlement, watched by Key IT's 24/7 SOC service and looked after by security-certified engineers. We also turn ARNECC's draft version 8 rules into a working checklist and harden the settlement-day payment steps where conveyancing money goes missing.

Status at 15 October 2026: MPR version 8 is a consultation draft published by ARNECC on 25 May 2026. It has not been determined for Victoria, where version 7 of the Participation Rules (in effect since 28 March 2024) still applies.

What IT does a conveyancing practice need?

Nearly all of it touches client money or identity:

Electronic Lodgment Network (ELN) access.

ARNECC lists two operators approved in Victoria, PEXA and Sympli. Whichever you use, give each person their own login; PEXA also expects a supported, up-to-date browser and signing app.

Email.

Contract changes and settlement figures travel by email, so criminals target conveyancers' mailboxes.

Practice management and trust accounting.

LEAP, Smokeball, Actionstep or a conveyancing package, with its Microsoft 365 add-ins.

Verification of identity.

The rules require reasonable steps to verify each client, for example by applying the Verification of Identity Standard, so ID images sit somewhere in your systems.

Phones that sign.

PEXA supports mobile signing, so any phone used for signing is part of your IT.

What PEXA's security policy already asks of your IT

PEXA's Subscriber Security Policy (version 4.6, effective 1 September 2026) already reaches your computers:

PEXA requirementWhat it means in practice
MFA for every userNo shared logins; everyone enrols their own second factor
A supported operating system, kept updated, or access can be suspendedUpgrade or replace Windows 10 PCs: Microsoft ended Windows 10 support on 14 October 2025 (see the Windows 10 extended-updates deadline)
Antivirus that updates and scans automaticallyManaged endpoint protection; Microsoft Defender is among the products PEXA names
No caching of PEXA passwords, PINs or passphrasesBrowser password saving switched off for PEXA
Different PINs on the phone and the signing appScreen-lock and PIN rules enforced on signing phones
Monitoring for unusual activity; access reviewed at least yearlySign-in alerts and a dated yearly access review

What is ARNECC's MPR version 8, and when does it start?

It is the next edition of the Model Participation Rules, the template each state's Registrar uses for the rules ELN subscribers follow. Submissions closed on 17 July 2026 and the explanatory notes anticipated an October 2026 start, but ARNECC lists no final version, and nothing changes here until Victoria's Registrar of Titles determines new rules. The IT-relevant parts, from the draft and ARNECC's June 2026 stakeholder briefing:

Draft ruleWhat it asksDo now
7.1(d) MFAMFA for remote access, Subscriber Administrator accounts and emailClose the gaps below
7.2.3(b) Police checksA check before any user gets ELN access, not only signers and administratorsStart an HR register
7.2.1 TrainingCyber awareness training before ELN access and at least yearly; yearly training for other staffSchedule it; keep attendance records
7.2.1(b) CredentialsELN logins never sharedRemove any team login
7.11 Secure use of systemsReasonable steps to secure the ELN, your systems, admin accounts and emailDecide how you'll show those steps
Schedule 6 InsuranceCyber cover; higher PI and fidelity minimumsTalk to your broker

Which accounts need multi-factor authentication?

Under draft rule 7.1(d), three kinds: all remote access to the subscriber's systems (VPN included), every Subscriber Administrator account, and email. Check:

  • Every Microsoft 365 mailbox, including part-timers and anyone reading mail on a personal phone.
  • VPN, remote desktop and practice software reached from home.
  • Any remote support tool that reaches your PCs, including your IT provider's. Ask how theirs is protected; "all remote access" has no exception for it.
  • PEXA and Sympli administrator accounts. PEXA already requires MFA for every user.

Where you can, choose phishing-resistant methods over text-message codes; see passkeys in Microsoft 365.

Police checks for every ELN user

This is an HR task, but IT ends up holding the evidence. Victoria's current rules already require a check before a signer's first digital certificate or a Subscriber Administrator's appointment; the draft extends it to every user before ELN access. A short register covers it:

1

List everyone with ELN access and their role: user, signer or Subscriber Administrator.

2

Record each check's date and outcome. The OAIC treats a criminal record as sensitive information, so only principals should be able to open the certificates.

3

Create ELN access only once the check is back.

4

Remove ELN, email and practice-software access when someone leaves. The current rules already require ELN access to be revoked promptly; the draft adds an outer limit of five business days.

5

Review the list at least yearly, as PEXA already requires.

What is the cyber safe harbour, and which framework fits a small practice?

Draft rule 7.11 asks subscribers to take reasonable steps to secure the ELN, their own systems, administrator accounts and email. You can show those steps your own way, or hold certification, renewed at least yearly, against one of the specified Cyber Security Frameworks, which counts as compliance. That is the safe harbour. Two listed frameworks suit small practices:

Our SMB1001 and Essential Eight comparison shows how much the controls overlap. As the QLS notes, SMB1001 doesn't guarantee protection against cyber incidents.

What insurance changes are proposed?

Higher minimums.

Professional indemnity and fidelity cover each rise from $1.5 million to $2 million, from 1 July 2027.

New cyber cover.

Cover for third-party cyber claims and first-party costs (incident response, business interruption, data recovery, system recovery), standalone or inside PI or fidelity cover if it meets the minimum.

Dishonesty cover.

Cover for claims from dishonest, fraudulent, criminal or malicious acts by principals, officers or employees.

Expect underwriters to ask for evidence of MFA, backups and monitoring; see what cyber insurers now require.

How do you stop settlement-day payment fraud?

Treat emailed bank details as unverified until confirmed otherwise. PEXA's policy calls email an insecure way to share bank details, requires externally emailed details to be verified separately (by phone, in person or other means) and recommends PEXA Key instead. Around that rule, four layers:

DMARC on your domain, so criminals can't send mail that passes as yours; see SPF, DKIM and DMARC explained.

External-sender tagging.

Microsoft 365 can show an External label in Outlook on outside mail, so a lookalike "other side" stands out.

Call-back verification.

Details confirmed on a number from your file, never the email, with the call noted on the matter.

Mailbox-rule monitoring.

Key IT's 24/7 SOC service flags new forwarding or deleting rules and odd sign-ins, the signs someone is inside a mailbox waiting for settlement.

How these attacks build over weeks: our anatomy of a payment-redirection scam.

Do AML/CTF tranche 2 rules apply to conveyancers?

Yes, for designated services. From 1 July 2026 the AML/CTF Act reaches professionals including conveyancers, and the OAIC treats help with a real estate sale as a designated service. The Privacy Act then covers AML/CTF personal information, even below $3 million turnover. The OAIC adds that the Act doesn't require you to keep scanned ID copies, and that copies should be destroyed or de-identified once they're no longer needed. Our AML/CTF tranche 2 guide shows where those copies pile up.

How does Key IT support conveyancing practices?

Conveyancing sits within our work for Melbourne law firms: one fixed monthly agreement covering the helpdesk (staffed Monday to Friday from 8am to 5pm, plus an on-call engineer for urgent after-hours problems at managed clients), 24/7 SOC monitoring, Microsoft 365 security, backups and Essential Eight hardening. Engineers travel from Greensborough; regional Victorian practices are supported remotely. See cybersecurity for law firms.

FAQ

Frequently asked questions

Does PEXA require multi-factor authentication?

Yes. PEXA's Subscriber Security Policy requires every user to use MFA to access PEXA or perform certain actions in it. Exemptions are assessed case by case, reviewed yearly and come with IP whitelisting as a fallback second factor. ARNECC's draft goes further, extending MFA to email, remote access and administrator accounts.

Is MPR version 8 in force in Victoria?

Not as at 15 October 2026. ARNECC published consultation drafts on 25 May 2026 and closed submissions on 17 July. Its explanatory notes anticipated an October 2026 start, but no final version is listed, and Victoria's version 7 rules apply until the Registrar of Titles determines new ones.

Do I need SMB1001 certification?

Not under the draft. Certification against SMB1001, the Essential Eight or another specified framework is a safe harbour, not a requirement; you can show reasonable steps your own way instead. Certification simply gives you a dated document to point to when asked.

Can Key IT help with police-check record-keeping?

We don't run police checks; that stays with the practice and its screening provider. We can handle the IT side: matching ELN users to Microsoft 365 accounts, a restricted folder for check certificates, and a starter-and-leaver process that removes access on someone's last day.

How much does IT support cost a conveyancing practice?

Managed IT in Melbourne generally sits between $100 and $200 a user each month, a market range rather than our price. Key IT quotes one fixed per-user fee after a free review, billed month to month with no lock-in contract (see managed IT).

More IT support questions answered →

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